A Smarter Way to Refinance
Refinancing your home with ViVo Mortgage unlocks mortgage refinance benefits that can make a significant financial impact. Whether you're looking to lower your interest rate, reduce monthly payments, or access your home's equity for important life expenses, we provide tailored solutions to meet your needs. Our expert team guides you every step of the way, ensuring a smooth process. Start your journey to financial flexibility today with ViVo Mortgage and reap the rewards of mortgage refinance benefits.
Unlock the Full Potential of Your Home
Refinancing can be a powerful financial tool. It allows you to adjust your mortgage to better fit your current lifestyle, financial goals, and market conditions.
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Lower your interest rate and monthly payment
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Switch from an adjustable-rate to a fixed-rate mortgage
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Shorten your loan term to pay off your home faster
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Access your home equity for renovations, debt consolidation, or big life events
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Remove mortgage insurance from an FHA loan
Step By Step Process
1. Let's Talk
We’ll chat about your current mortgage and goals to see if refinancing makes sense for you.
2. Choose the Right Loan:
We’ll help you compare options and select the refinance loan that fits your needs.
3. Apply & Submit Documents:
Submit your application and the required paperwork—our team will guide you every step of the way.
4. Appraisal & Underwriting:
We’ll verify your home’s value and complete the approval process.
5. Close & Save:
Finalize your new loan, and start enjoying the benefits of refinancing.
Donna, Long Beach, CA
"I thought ALL was lost. I received a card advising me of how they can help me with my situation they put me in touch with the proper people (Keep Your Home California) and saved me and my family from devastation."
Anneke, Los Angeles, CA
"I refinanced my condo and used ViVo Mortgages. Best decision I could've made! Josue, Evan, and the whole team are top notch. They were super professional and friendly. Refinancing can tricky but they walked me through everything and made it easy. ViVo helped me get the best possible rate and processed my refi quickly. Definitely would recommend them to anyone looking to buy, sell, or refinance their home. They have great realtors as well. Excellent service!"
Tina, Monterey Park, CA
"Refinanced to consolidate our first and second mortgages for a better rate and simplified payment. Worked with Anthony Lei and he's quick to reply, promptly reviewed our current situation and gave us all the possible options. In Escrow within 4 weeks from our first call, closed and funded a week after. Fees are low, offers are straightforward and simple. Highly recommended, for sure!"