Your Home. Your Financing. Your Way.
At ViVo Mortgage, we believe every homeownership journey is unique—and so should your mortgage options. That’s why we offer a wide range of loan programs, refinancing solutions, and home equity tools tailored to your needs, goals, and lifestyle.
Whether you’re buying a home, refinancing your current mortgage, or tapping into your home’s equity, our experienced team is here to help you choose the best solution.
 HELOCIdeal for homeowners looking to fund renovations, consolidate debt, or cover large expenses with competitive interest rates and interest-only payments during the draw period. |  Conventional LoansIdeal for buyers with strong credit and steady income. Competitive rates and flexible terms. |
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 VA LoansExclusive to eligible veterans, active-duty service members, and surviving spouses. No down payment required. |  FHA LoansGreat for first-time buyers or those with less-than-perfect credit. Low down payment options. |
 Jumbo LoansFor homes that exceed conforming loan limits. Perfect for luxury properties or high-cost areas. |  Investment PropertiesFinancing solutions tailored for investors building wealth through real estate. |
 Self Employed & Non-QM LoansCustom financing for freelancers, entrepreneurs, and anyone with non-traditional income. |  Second MortgagesIdeal for buyers who need additional funds for a larger down payment or wish to avoid mortgage insurance. |
We Make Home Financing Simple and Personal
With decades of combined experience, local market insight, and a commitment to transparency, ViVo Mortgage helps you feel confident at every step.
Customized Loan Strategies for Your Goals
Fast, Clear, Communication from Start to Finish
Access to top-tier lenders and the best rates
Personalized Support for a Smooth Experience
David, Baldwin Park, CA
"I worked with Josue to purchase our first home and really can't say enough good things about him. He is knowledgeable, approachable, personable, patient, and incredibly professional. He answered every question and explained every form and every part of the process clearly and thoroughly."
Tina, Monterey Park, CA
"Refinanced to consolidate our first and second mortgages for a better rate and simplified payment. ViVo Mortgage promptly reviewed our current situation and gave us all the possible options. In Escrow within 4 weeks from our first call, closed and funded a week after. Fees are low, offers are straightforward and simple. Highly recommended, for sure!"
Brenda, Lakewood, CA
"OMG!!!! I want to thank everyone at ViVo mortgage...although we are in the beginning stage. I wouldn't have even known about the program that may be able to help me save my home if it hadn't been for Josue. Thank you for stopping by just to ask you could help, he is a blessing they are a blessing and I'm looking forward to doing more business with them...:)"